Qualify customers with confidence

Our risk assessment is delivered via our standard dashboard or APIs into lender credit origination platforms. Qualify existing customers and prospects previously invisible to underwriting; no one with a smartphone is unscoreable.

Accurate data

Relies exclusively on non-traditional data derived from an applicant’s device and digital behavior to initially qualify and onboard underbanked, unbanked, and new-to-credit customers.

API Connection

Consume new risk analysis via APIs into your existing credit origination platforms to make automated decisions on the largest potential customer group.

How It Works

Traditional Scoring

Credit history

Loan defaults



FICO score

Prospero Recommender

Anoymized mobile phone meta data

Probability to repay

Fraud score

Probability to convert

Risk score

See how it works

We will walk you through how the Prospero Recommender works.

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Quick Start Program
Try Us at No Cost

Get Started with Prosperas Today to Rapidly Establish Proof of Value Within your Region

Prosperas Quick Start allows your team to immediately validate Prosperas’ ability to score your no-file or thin-file prospects at no cost. With Quick Start, you’ll be able to confidently and quickly understand Prosperas’s ability to safely qualify new consumers.

What You Get:

  • Access to the Prosperas branded app that your customers can immediately download from the Apple App store and Google Play store
  • Capped number of instant score credits at no cost
  • Prospero Recommender scoring
  • Dashboard showing customer-consented scoring data captured at the customer level

    Get Started